Home insurance in Wichita is your policy, your deductible, and a claim that plains hail makes local even inside one city. A core can beat the open south and west and barely nick a cottonwood street in Riverside. College Hill shade is not a force field, and a new fringe roof is not automatically fine because it is new. The declarations page is about your address. Bring it. Leave the block gossip for later.
Read the deductible, including a hail or wind deductible that may stand apart from the base one. If you cannot find that line, say so rather than inventing one because a neighbor recalled a rumor. If the claim is already open, say what has been recorded. If you have not opened it, say whether the deductible is the pause. A pause you can explain is useful. A guessed figure is not.
Walk the evidence and do not dress it up. Granules in the downspout, dents in the gutters on the weather side, screens with holes, condenser fins folded, dings in soft metal at the fascia. Under trees in Delano or Riverside, look for limb strikes as well as stones. On an open lot, look for a full-field bruise with no leafy excuse. Water inside after the storm is a separate fact from the bruise. Keep them separate.
Photograph from the yard the same day, before the next wind empties the gutters and before cottonwood fluff sticks to everything wet. Note the neighborhood and which elevation took the hit. Store a broken screen if you can do it safely. Do not climb to make the photos more impressive. The policy conversation goes better with honest ground shots than with a story you improved.
Wichita hail will happen again on a different block, which does not help this house. If the deductible and the damage are both in front of you, call with the page and the list. Your policy and your claim are the subject. Call the number on this page.