Texas puts four weather problems on one map, and the house fails in the shape of the problem it actually gets. Northern hail and a short freeze are not gulf humidity, floodwater, and hurricane wind. A freeze in the hills catches plumbing that was built for heat. Farther south the hot season runs long, then heavy rain and hail show up together. Copy a story from the wrong part of the state and you will ask for the wrong work.
Clay shrinks and swells under many slabs. Limestone and thin soil change how a hill lot sheds a downpour. Attics stay hot long enough to age shingles, ducts, and equipment stored overhead. A cold night can still split a supply line because winter was treated like a rumor when the house went up. Wind lifts edges on the coast. Hail bruises mats inland. Rain uses whatever opening those two left behind.
Your policy is part of the repair. Read the deductible that applies to wind and hail, and the one that applies to other damage. Read whether a sudden pipe break is written differently from slow damp. Read whether water that rose in the street sits on another policy than rain that came through the roof. Photograph the failure before anyone tears it out, and keep a plain note of what broke first.
Roofs, glass, wet rooms, cooling, pests, pipes, yards, and rooftop arrays each meet that weather on their own terms. A bruised roof is not a fogged window. A coil that has run since spring is not a heater that quit on the one cold night. Termites in warm damp soil are not rodents that moved in with the freeze. Water held against the slab is already a building problem. The roof has to be ready before an array belongs on it.
Name the place and the weather that place actually gets, then name the trade that matches the failure. Have the address and a plain account of what cracked, leaked, quit, or started to smell. Do not dress a hail roof up as a flood, or a freeze burst up as a hurricane. Pick the trade and call.